Notice:
ESB Bank is participating in
the FDIC's Transaction Account Guarantee Program. Under that program,
through December 31, 2010, all noninterest-bearing transaction accounts are
fully guaranteed by the FDIC for the entire amount in the account. Coverage
under the Transaction Account Guarantee Program is in addition to and
separate from the coverage available under the FDIC's general deposit
insurance rules.
On May 20, 2009, the temporary increase in FDIC
insurance to $250,000 per depositor was extended through December 31, 2013.