business Checking

ESB Bank offers a number of commercial checking accounts to businesses, community organizations and non-profit organizations. These accounts are designed to address the financial needs of any type and or size of business. Stop in at one of our branch offices and one of our Financial Services Managers will help to find the right account for your business or organization.

SMALL BUSINESS CHECKING return to top

ESB Bank’s Small Business Checking is ideal for sole proprietors and small businesses. This account will meet your check writing needs and will allow you to make deposits at any of our branch offices. The Financial Services Manager at your local branch will be able to help you decide if the Small Business Checking account is right for your business.

Features/Benefits

• No minimum balance requirement
• No monthly maintenance fee
• 200 free combined items per month
• ESB Bank Visa Check Card
• Overdraft protection – subject to approval
• Internet banking through ESB Business Internet Banking
• Bill pay service through ESB Business Internet Banking
• Employee payroll direct deposit program
• Remote deposit available

BUSINESS ELITE CHECKING return to top

ESB Bank’s Business Elite Checking is ideal for businesses that have low to moderate monthly checking activity. This account has a monthly maintenance fee that can be eliminated by maintaining the required minimum balance. The Financial Services Manager at your local branch will be able to help you decide if the Business Elite Checking account is right for your business.

Features/Benefits

• Monthly maintenance fee eliminated by maintaining a minimum balance of $5,000
• 400 free combined items per month
• ESB Bank Visa Check Card
• Overdraft protection – subject to approval
• Internet banking through ESB Business Internet Banking
• Bill pay service through ESB Business Internet Banking
• Employee payroll direct deposit program
• Remote deposit available

ANALYSIS BUSINESS CHECKING return to top

ESB Bank’s Analysis Business Checking account works well for businesses with moderate to high monthly checking activity. This account has the added advantage of crediting your account with a monthly earnings credit allowance that is used to reduce or eliminate service charges. The Financial Services Manager at your local branch will be able to help you decide if the Analysis Business Checking account is right for your business.

Features/Benefits

• Earnings credit allows you to reduce or eliminate monthly service fees
• Unlimited check writing
• ESB Bank Visa Check Card
• Overdraft protection – subject to approval
• Internet banking through ESB Business Internet Banking
• Bill pay service through ESB Business Internet Banking
• Employee payroll direct deposit program
• Remote deposit available

NON-PROFIT/SOLE PROPRIETORSHIP return to top

ESB Bank’s Non-profit/Sole Proprietorship checking account is available to community organizations and sole proprietors. This account allows you to effectively manage your checking needs and possibly earn interest on your deposits. The Financial Services Manager at your local branch will be able to help you decide if the Non-Profit/Sole Proprietorship account is right for your organization or business.

Features/Benefits

• Minimum balance requirement to avoid monthly service fee
• Competitive interest rates
• Unlimited check writing

BUSINESS MONEY FUND return to top

ESB Bank offers a Business Money Fund account that provides a safe and secure savings option with a competitive rate of return, without sacrificing the liquidity needed to compete in the marketplace. This account offers interest rate tiers, so the higher your balance, the more you earn. The Financial Services Manager at your local branch will be able to help you decide if the Business Money Fund account is right for your business.

Features/Benefits

• Competitive tiered interest rates
• Limited check writing
• Unlimited deposits can be made in person, by mail or by ATM
• Up to six pre-authorized transfers each month; up to three may be checks
• Low balance requirement makes it easier to avoid monthly maintenance fee