ESB Bank

Online Banking

Personal Banking
 

First Time User? | Bill Pay Demo
Forgot Password? | Overview

Business Banking Login

lending in our neighborhoods

To see if you qualify for our "Home Ownership Mortgage"
or our "Home Rehabilitation Mortgage" TODAY

Call 888-372-6678 Email Us

With an ESB Bank "Home Ownership Mortgage", a qualified borrower can benefit from a below-market interest rate, reduced fees and 97% financing.  To qualify, the borrower’s earnings must be at a low to moderate income level, or the home being purchased or refinanced must be located in a qualified low to moderate income census tract.  

An ESB Bank "Home Rehabilitation Mortgage" offers the same eligibility criteria and great benefits as a "Home Ownership Mortgage" but with an added benefit – the ability to use the funds to repair or update a property.

Lending in our Neighborhoods
Home Ownership Mortgage Program Rates

Term Interest Rate (%)** Points (%) APR (%)* PMT / $1,000
30 Year Fixed 4.750 0.00 4.813 $5.22
15 Year Fixed 4.000 0.00 4.106 $7.40

*Annual Percentage Rate:  All APR's identified above assume a sample transaction with a $50,000 loan amount at the fee and the term identified.

** Automatic Payment from an ESB Bank account is required to receive this interest rate.   

 NOTE:  All rates subject to change.

Call 888-372-6678 Email Us

Lending in our Neighborhoods
Home Rehabilitation Mortgage Program Rates

Term Interest Rate(%)** Points (%) APR (%)* PMT / $1,000
30 Year Fixed 4.750 0.00 4.813 $5.22
15 Year Fixed 4.000 0.00 4.106 $7.40

*Annual Percentage Rate:  All APR's identified above assume a sample transaction with a $50,000 loan amount at the fee and the term identified.

** Automatic Payment from an ESB Bank account is required to receive this interest.rate.

NOTE:  All rates subject to change.

Call 888-372-6678 Email Us
Rewards
 
HomeBuilding

Coming in 2010

Our new Zelienople Office!

 


Notice:
ESB Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

On May 20, 2009, the temporary increase in FDIC insurance to $250,000 per depositor was extended through December 31, 2013.