Commercial other services

ESB Bank offers a number of services that provide an added value to your banking relationship. For more information about these services stop in at one of our branch offices and one of our Financial Services Managers will assist you.

ONLINE BANKING return to top

With online banking, you have the freedom to do your banking 24 hours a day, seven days a week from your home or office. This service allows you to view current and prior months’ statements, transfer funds between linked ESB accounts, pay bills, initiate ACH transfers, place stop payments on checks plus much more. Contact us at 800-533-4193 or stop in one of our branch offices for more information about online banking.

REMOTE DEPOSIT return to top

Remote deposit allows you to make deposits to your ESB checking account without leaving your office. This is done by scanning the checks you want to deposit, with a bank-approved scanner, then transmitting the check images to ESB Bank. Upon receipt of the images, ESB Bank will post the amount of the deposit to your account. Remote deposit is convenient and reduces transportation risk and cost. Contact us at 800-533-4193 or stop in one of our branch offices for more information about remote deposit.

DEBIT CARDS return to top

The ESB Bank Visa debit card gives you the flexibility to make purchases without the need to carry cash or your business checkbook. You can make purchases with your debit card anywhere in the world where Visa cards are accepted. Debit cards automatically and immediately deduct the amount of your purchase from your designated ESB checking account. There is no interest or annual fees charged on our debit cards. Contact us at 800-533-4193 or stop in one of our branch offices for more information about how to get your ESB Bank, Visa debit card.

MERCHANT SERVICES return to top

With our merchant services, you become better prepared to service your customers. Consumers today pay for their purchases in a variety of ways other than cash, such as credit cards, debit cards and gift cards to mention a few. When you enroll in our merchant services program, you expand your payment processing capabilities. If you are interested in our merchant services, contact us at 800-533-4193 and an ESB Merchant Services Sales Representative will meet with you to determine what payment processing service best suits your need.

CREDIT CARDS return to top

The ESB Bank, Visa credit cards allows you to make purchases anywhere in the world where Visa cards are accepted. Our Visa credit cards afford you the opportunity to effectively manage your business by providing monthly statements that include details of purchases made along with any balance that may you may owe. With the ESB Visa credit card, you will pay a competitive rate with no annual fee and a 25-day free period during which no finance charge is assessed on purchases when you pay your bill in full. Contact us at 800-533-4193 or stop in one of our branch offices for more information on how to get your ESB Bank, Visa credit card.

PROCUREMENT CARDS return to top

Our procurement card will simplify your company’s purchasing process by offering greater convenience and reducing the time and expenses associated with business purchases and payments. The procurement card will lower administrative costs tied to your purchasing procedures, while increasing control over employee purchases and invoice payments. More information about our procurement cards can be obtained by contacting one of our branch offices.

SWEEP ACCOUNTS return to top

ESB Bank offers a complete cash management solution via our sweep accounts that allow you to maximize yields and enjoy check writing without having to juggle between accounts. Together, ESB Bank and your company will work to establish a "target" balance in your business checking account. Any cash in your business checking account in excess of your designated target balance is automatically invested, or "swept" into a money market deposit account at ESB Bank.

• Earn or increase returns on idle balances
• Eliminate time spent checking balances and initiating transfers. No last-minute phone calls, no wire transfers, and no penalty fees
• Deposits remain in the community since excess funds are transferred into a money market deposit account here at ESB Bank
• Up to $250,000 in FDIC insurance coverage (based on balances)
• Cash in your checking account in excess of your target balance is automatically invested or "swept" into a money market deposit account at ESB Bank, held by The Reserve
• If your checking account balance falls below the target balance, funds will be automatically swept back from the sweep account into the checking account
• This automated sweep process allows you unlimited check writing access to your cash at any time

CHECK REORDERING return to top

Order more checks without leaving your home or office.

E-STATEMENTS return to top

E-Statements provide ESB Bank customers the convenience of receiving your checking and savings statements in a secure environment. You get electronic delivery without the worry of identity theft that can occur with a paper statement. E-statements let you see your checking or savings statement any time of the day or night - whenever it's convenient for you. Of course, you can always print the statement for your personal records. Click Here to sign up for ESB Bank "E-Statement" now!