checking

Quality Checking | Now Accounts | Superior Checking
Ultimate Checking | Investment Plus Checking

ESB Bank offers various checking account products that accommodate your individual needs. Whether you want a simple alternative or checking with various features, we have the right account for you.  All of our checking accounts provide:

• Visa Check or ATM Card convenience
• No Surcharge for ATM transactions at Freedom ATM Alliance locations
• Free 24-Hour Telephone Banking
• Free Internet Banking and Bill Pay Services
• Overdraft Protection through a credit line or sweep product
• Platinum Overdraft Protection
• Rate Reduction on Loans with automatic payment
• Direct Deposit
• Monthly Statements with Imaged Checks
• E-Statements
• FDIC Insured
• Notary Service
• Convenient Branch Office Locations

Quality Checking return to top

This non-interest bearing account does not require a minimum balance to avoid a monthly service charge. Unlimited check writing capabilities. 

NOW Account return to top

This interest bearing account requires a $500.00 minimum balance to avoid a monthly service charge. Unlimited check writing capabilities.

Superior Checking return to top

Maintain an average monthly balance of $1,500.00 and ESB Bank will pay your membership fee. If the monthly average balance is less than $1,500.00 the monthly membership fee is $3.00. The charge will post when the monthly statement is produced. Interest is paid on balances over $1,000.00. Other features and benefits of this account include:

• $100,000.00 Common Carrier Accidental Death Insurance
• Payment Card Protection
• Key Ring Protection
• Savers Club Discount Book
• Sojourns Magazine Subscription
• Everyday Rebate Rewards Program
• 50% off Special Member Checks
• Bonus Travel
• Travel Savings

Ultimate Checking return to top

This product requires no minimum balance or per check fee. The membership fee of $7.00 per month is debited from the account when the statement is produced. If you are age 50 or older enjoy all the benefits of the Ultimate Checking for $6.00 per month. Interest is paid on all balances. Other features and benefits of this account include:

• $100,000.00 Common Carrier Coverage
• $10,000.00 24 Hour Accidental Death Insurance
• Payment Card Protection and Key Ring Protection
• Savers Club Discount Book
• Sojourns Magazine Subscription
• Everyday Rebate Rewards Program
• Free Special Member Checks or 50% Discount on Other Selected Check Styles
• Bonus Travel and Travel Savings
• Free Personalized Checks
• Free Money Orders, Traveler Checks and Bearer Bond Coupon Redemption
• Rx Advantage Prescription Drug Program
• Telephone Shopping Service
• Liberty Marketplace Discount Program
• Coast to Coast Vision Plan

Investment Plus Checking return to top

This account is designed for customers who are interested in a “No Fee” checking with an attractive rate of return and no term. The minimum balance to earn interest is $25,000.00. Other features are:

• Money Market Rates
• Unlimited Check Writing