Checking

ESB Bank offers various checking account products that accommodate your individual needs. Whether you want a simple alternative or checking with various features, we have the right account for you.  All of our checking accounts provide:

  • Visa Check or ATM Card convenience
  • No Surcharge for ATM transactions at Freedom ATM Alliance locations.
    To find a location
  • Free 24-Hour Telephone Banking
  • Free Internet Banking and Bill Pay Services
  • Overdraft Protection through a credit line or sweep product
  • Overdraft Privilege Protection - 
    For the Overdraft Privilege Disclosure 
  • What You Need To Know About Overdrafts and Overdraft Fees.
    For more information
  • Rate Reduction on Loans with automatic payment
  • Direct Deposit
  • Monthly Statements with Imaged Checks
  • E-Statements
  • FDIC Insured
  • Notary Service
  • Convenient Branch Office Locations

Now it is easy to open an ESB account online without leaving your home computer. Review our account options below and when you are ready to
begin:

Quality Checking

This non-interest bearing account does not require a minimum balance to avoid a monthly service charge. Unlimited check writing capabilities.

NOW Account

This interest bearing account requires a $500.00 minimum balance to avoid a monthly service charge. Unlimited check writing capabilities.

Superior Checking

Maintain an average monthly balance of $1,500.00 and ESB Bank will pay your membership fee. If the monthly average balance is less than $1,500.00 the monthly membership fee is $3.00. The charge will post when the monthly statement is produced. Interest is paid on balances over $1,000.00. Other features and benefits of this account include:

  • $100,000.00 Common Carrier Accidental Death Insurance
  • Payment Card Protection
  • Key Ring Protection
  • Savers Club Discount Book
  • Sojourns Magazine Subscription
  • Everyday Rebate Rewards Program
  • 50% off Special Member Checks
  • Bonus Travel
  • Travel Savings

Investment Plus Checking

This account is designed for customers who are interested in a "No Fee" checking with an attractive rate of return and no term. The minimum balance to earn interest is $25,000.00. Other features are:

  • Money Market Rates
  • Unlimited Check Writing

 

IMPORTANT FDIC INFORMATION
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
click here for more information