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Rates - Savings Rates
Savings
Rates | Certificate Rates |
Loan
Rates
Rates effective 07/23/08
SAVINGS ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
Passbook Account *, ** |
$100.00 |
0.40% |
0.40% |
Statement Savings *, ** |
$100.00 |
0.40% |
0.40% |
Holiday & Vacation Clubs * |
$.01 |
0.40% |
0.40% |
High Yield Money
Market *, **, ***,**** |
$.01 - $24,999.99 |
0.40% |
0.40% |
|
$25,000.00 and over |
0.45% |
0.45% |
* Rates may change after account is opened.
** Fees may reduce earnings on this account.
*** Minimum balance to open account is $25,000.00
**** Minimum balance to avoid a service charge is $1,000.00 |
Any questions please contact us. |
CHECKING ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
NOW Account |
$1,000.00 |
0.05% |
0.05% |
Superior Checking |
$1,000.00 |
0.05% |
0.05% |
Ultimate Checking |
$.01 |
0.05% |
0.05% |
Premium Checking |
Less than $25,000.00 |
0.00% |
0.00% |
|
$25,000 to $999,999.99 |
1.75% |
1.76% |
|
$1,000,000 and greater |
2.00% |
2.02% |
Interest rate and APY may change after account is opened.
Fees may reduce earnings on the account. |
BUSINESS MONEY FUND
|
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
|
$.00 - $4,999.99 |
1.00% |
1.01% |
|
$5,000.00 - $24,999.99 |
1.00% |
1.01% |
|
$25,000.00 - $49,999.99 |
1.00% |
1.01% |
|
$50,000.00 - $99,999.00 |
1.00% |
1.01% |
|
$100,000.00 AND GREATER |
1.25% |
1.26% |
|
Interest rate and APY may change after account is opened.
Fees may reduce earnings on the account. |
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Rates effective 07/23/08
SPECIAL CERTIFICATE OF DEPOSIT ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
60 Days |
$1,000.00 |
3.10% |
3.14% |
9 Month |
$1,000.00 |
3.30% |
3.31% |
6 Month |
$1,000.00 |
2.00% |
2.01% |
24 Month Step-Up |
$1,000.00 |
1st six months 3.10% |
3.30% |
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2nd six months 3.20% |
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3rd six months 3.30% |
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4th six months 3.40% |
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30 Month |
$1,000.00 |
4.00% |
4.06% |
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STANDARD CERTIFICATE OF DEPOSIT ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
12 Month |
$500.00 |
2.10% |
2.10% |
24 Month |
$500.00 |
2.10% |
2.10% |
36 Month |
$500.00 |
2.60% |
2.60% |
48 Month |
$500.00 |
3.10% |
3.10% |
60 - 120 Month |
$500.00 |
3.60% |
3.60% |
JUMBO CERTIFICATE OF DEPOSIT ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
7 - 14 Days |
$80,000.00 |
2.35% |
2.35% |
15 - 29 Days |
$80,000.00 |
2.45% |
2.45% |
30 - 59 Days |
$80,000.00 |
2.55% |
2.55% |
60 - 89 Days |
$80,000.00 |
2.65% |
2.65% |
90 - 119 Days |
$80,000.00 |
2.75% |
2.75% |
120 - 149 Days |
$80,000.00 |
2.80% |
2.80% |
150 - 179 Days |
$80,000.00 |
2.85% |
2.85% |
180 - 364 Days |
$80,000.00 |
2.90% |
2.90% |
1 Year |
$80,000.00 |
3.10% |
3.10% |
1.5 Years |
$80,000.00 |
3.40% |
3.40% |
2 Years |
$80,000.00 |
3.75% |
3.75% |
3 Years |
$80,000.00 |
4.00% |
4.00% |
4 Years |
$80,000.00 |
4.40% |
4.40% |
5 Years |
$80,000.00 |
4.55% |
4.55% |
*A fee of $20.00 is charged for all incoming and out going wires. Please call 800-533-4193, ext 259 for required regulatory disclosure information. |
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1 - 10 YEAR IRA CERTIFICATE OF DEPOSIT ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
12 Month |
$500.00 |
2.10% |
2.10% |
24 Month |
$500.00 |
2.10% |
2.10% |
36 Month |
$500.00 |
2.60% |
2.60% |
48 Month |
$500.00 |
3.10% |
3.10% |
60 - 120 Month |
$500.00 |
3.60% |
3.60% |
SPECIAL IRA CERTIFICATE OF DEPOSIT ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
60 Days |
$1,000.00 |
3.10% |
3.14% |
9 Month |
$1,000.00 |
3.30 |
3.31 |
6 Month |
$1,000.00 |
2.00% |
2.01% |
24 Month Step-up |
$1,000.00 |
1st six months 3.10% |
3.30% |
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2nd six months 3.20% |
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3rd six months 3.30% |
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4th six months 3.40% |
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30 Month |
$1,000.00 |
4.00% |
4.06% |
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18 MONTH VARIABLE IRA CERTIFICATE OF DEPOSIT ACCOUNT RATES
|
Product |
Minimum Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
| * Rate may change after the account is opened. |
18 Mo * |
$10.00 |
2.10% |
2.12% |
Any questions please contact us.
Penalty will be imposed for early
withdrawal.
Minimum deposit is equal to minimum balance to obtain APY.
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