shareholder contacts

Registrar and Transfer Company
10 Commerce Drive
Cranford, NJ 07016
800-368-5948.
info@rtco.com

ESB Financial Corporation
Atten: Frank D. Martz
600 Lawrence Avenue
Ellwood City, PA 16117
724-758-5584
fmartz@esbbank.com

Introducing Zashpay - a new part of Bill Pay...learn more

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS:

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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shareholder contacts